Save up to $15 per month and get Instacart+ free with select Chase credit cards


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Grocery delivery will now be cheaper for eligible Chase cardholders.

Key points

  • Chase has added Instacart perks to several of its rewards credit cards.
  • The duration of the benefits varies depending on the card you have.
  • Find out how to get Instacart statement credits and an Instacart+ subscription.

Many people find ways to simplify their busy lives. For some, that means having their groceries delivered to their doorstep to cut down on long trips to the grocery store and reduce gas mileage. Services like Instacart make this possible.

If you are an Instacart fan and have a Chase credit card, you may be able to get a free Instacart+ membership and earn statement credits when shopping with Instacart. Chase has added these benefits to some credit cards.

Get free grocery delivery with Instacart+

Instacart and Chase are teaming up to offer benefits to select Chase cards. Select cardholders will now be able to enjoy free delivery benefits with a free Instacart+ subscription.

The duration of the free subscription depends on the card you have:

Three months free: chasing freedom®Chase Freedom Flex℠, Chase Freedom Unlimited®chasing freedom® Student, Chase Slate®Chase Slate Edge℠

Six months free: Favorite Chase Sapphire® Map

Twelve months free: Reserve Chase Sapphire®JP Morgan Reserve®

What are the benefits of being an Instacart+ member? Shoppers who spend $35 or more can enjoy $0 shipping.

If you pick up your Instacart orders instead of having them delivered, you’ll also earn 5% off eligible pickup orders. Additionally, members pay lower service fees than non-members.

These benefits could help you keep more money in your bank account.

Earn statement credits on Instacart orders

Chase also allows eligible cardholders to earn statement credits when they use their credit card to make purchases with Instacart.

Statement credit totals depend on the card you have:

$10 per term: chasing freedom®Chase Freedom Flex℠, Chase Freedom Unlimited®chasing freedom® Student

$15 per term: Favorite Chase Sapphire® Map

$15 per month: Reserve Chase Sapphire®JP Morgan Reserve®

Are these benefits worth it?

You’re probably wondering if these benefits are worth it. If you already use Instacart or plan to do so, you can probably benefit from it.

Many daily living costs are now higher, so free subscriptions and statement credits can help you spend less money overall.

Should we switch to grocery delivery?

Could switching to grocery delivery help you reduce your expenses? If you tend to be impulse buys when grocery shopping, grocery delivery services could help you save money.

When you order groceries online and have them delivered to your doorstep, your shopper will stick to your list so you can be sure you won’t buy extra items you don’t have. no need.

It can also be easier to stick to your grocery budget when you use this service because you can see your order total when you load your virtual cart.

If you have an eligible Chase card, don’t miss out. If you don’t have a Chase credit card but are considering applying for one, check out our list of the best Chase credit cards.

If you pay for your everyday purchases with credit cards, remember to use rewards cards to your advantage. Rewards credit cards can add more value to your life.

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