Oregon FBI Tech Tuesday: Tips to Protect Your Wallet


PORTLAND, Ore. (KTVZ) — In this week’s FBI Portland Tech Tuesday segment, Dixon Land with the FBI discusses how to protect your wallet and accounts.

It’s happened to a lot of us – you get that text or phone call from your bank and apparently you’ve just been shopping at stores across the country. Plus, it looks like you’re not stopping anytime soon.

It’s time to freeze the account. And in this situation, the Federal Trade Commission says it’s best to call your bank immediately and report the loss or theft if you notice the transactions before the bank.

If you lose your card or it is stolen, it is also best to call the card issuer immediately. You should also send a letter to the card issuer and include important details such as your account number and when you noticed your card was missing, the FTC says.

Of course, an ounce of prevention is always better than cure, so be sure to keep a close eye on your online accounts – make sure you only provide card information to trusted sources and companies and watch out for online scams. Set up fraud and expense alerts on your accounts, so you’ll be notified when something’s wrong, and keep a close eye on your bank statements and dispute unauthorized charges.

You should also monitor your credit closely. Thanks to the big three credit bureaus, you can check and monitor your credit score. Remember that the Fair Credit Report Act requires the credit bureaus to give you a free copy of your credit report once every 12 months, and correct any mistakes or errors in the information they have collected about you. .

Remember to protect all your financial information by doing the following: keep all financial documents or receipts in a safe place – and if you dispose of them, use a shredder. Only keep the cards you will need in your wallet and NEVER write the PIN or passwords for these cards on the card itself.

When accessing your financial accounts online, set up two-factor authentication – an extra layer of protection against scammers. Two factors can be as simple as asking the account to text your phone with a password or scanning your fingerprint or face.

And remember, if you are the victim of fraud, report it to your bank immediately. Then report it to the FTC or FBI at reportfraud.ftc.gov or at ic3.gov.


More details and sourcing:




Source link


Comments are closed.