Benefit cap rates are to remain unchanged for the coming year, as benefit payments themselves will increase from April. This will impact applicants differently depending on where they are in the UK.
Benefit applicants over the statutory retirement age will not be affected by the ceiling.
Additionally, applicants will not be affected if they or their partner receive a work tax credit (even if the amount is £ 0).
Applicants for universal credit will also not be affected if they apply because a disability or health problem prevents them from working, if they are caring for a disabled person, or they and their partner earn 617 £ or more per month combined, After Tax and National Insurance Premiums.
Brits may also not be affected by the cap if they, their partner or any child under the age of 18 living with them benefit from an Armed Forces Compensation Scheme, Forces Independence Allowance armed forces, care allowance, care allowance, allowance for disabled child, disability subsistence allowance (DLA), Employment and support allowance (if they receive the component support), guardian’s allowance, workers’ compensation allowance (and equivalent payments under a war invalidity pension or the armed forces compensation scheme), PIP, war pensions or war widow’s pension or war widower.
These stand-alone tools can be used to find out what benefits a user might get, how they can be claimed, and how the benefits will be affected if the claimant starts working.
Anonymous tools have replaced the government benefit advisor service and although not provided by the state, the government does highlight a number of reliable sources.
This includes the calculators offered by Policy in Practice, allowedto and Turn2us.
Impartial advice on the benefits can also be sought from Citizens Advice and Money Helper.